We help you find a lower rate

One call with your own mortgage expert shows you your options. And we’ll tell you when it’s a good time to refinance or take out a HELOC.

20 minutes. Free. No credit check. No obligation.

Figures shown are examples.

20 min

one call with your own mortgage expert to see your options.

$0

to talk it through. No credit check, no obligation.

How it works

  1. Share your rate

    Today. Tell us your current rate, or send us your mortgage statement.

    Today. Your current rate, or your statement.

  2. Talk to your mortgage expert

    On a 20-minute call. Buy a home, refinance your loan or get cash from your home. No credit check to talk.

    On a 20-minute call. No credit check to talk.

  3. We flag the right time

    When rates move. We’ll tell you when refinancing or a HELOC would save you money.

    When rates move. We tell you when a refi or HELOC pays off.

  4. You decide

    Always. Move forward only if it saves you money.

    Always. Move forward only if it saves you money.

Figures shown are examples.

Questions people ask

Will talking to an expert affect my credit?

No. Your first call comes with no credit check.

What is a HELOC?

A home equity line of credit lets you borrow against the value you’ve built in your home, and pay interest only on what you use.

Can you help me get rid of PMI?

Yes. If you pay private mortgage insurance, your mortgage expert checks whether your equity or your home’s current value lets you drop it, or whether a refinance would remove it.

Do I have to move forward?

No. Decide on your terms, and move forward only if it saves you money.

Find out what your rate could be

20 minutes. Free. No credit check.