New York
Property Taxes
The median property tax rate in New York is 1.55% of market value. On the statewide median home value of $423,800, that works out to $6,582 per year in property taxes, the 6th highest of the 50 states and the District of Columbia. Rates are set by counties, cities, and school districts rather than by the state, so county medians run from 0.71% in Kings County to 2.92% in Allegany County. The deadline to appeal your New York assessment is Grievance Day, the fourth Tuesday in May in most towns.

New York Property Tax Rate by County
The typical New York homeowner pays a median effective rate of 1.55% of market value each year, against the U.S. median of 0.94%. Rates are set by counties, cities, and school districts, so county medians run from 0.71% in Kings County to 2.92% in Allegany County. The table shows the 25th, median, and 75th percentile rate for all 62 counties.
| County | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Albany County | 1.59% | 1.77% | 1.97% |
| Allegany County | 2.53% | 2.92% | 3.45% |
| Bronx County | 0.78% | 1.03% | 1.16% |
| Broome County | 2.20% | 2.52% | 2.88% |
| Cattaraugus County | 2.25% | 2.64% | 3.16% |
| Cayuga County | 1.87% | 2.19% | 2.56% |
| Chautauqua County | 1.95% | 2.27% | 2.69% |
| Chemung County | 2.09% | 2.45% | 2.85% |
| Chenango County | 1.90% | 2.26% | 2.62% |
| Clinton County | 1.70% | 2.00% | 2.26% |
| Columbia County | 1.18% | 1.40% | 1.62% |
| Cortland County | 2.23% | 2.56% | 2.91% |
| Delaware County | 1.47% | 1.72% | 2.06% |
| Dutchess County | 1.70% | 1.89% | 2.09% |
| Erie County | 1.73% | 1.98% | 2.28% |
| Essex County | 1.23% | 1.47% | 1.77% |
| Franklin County | 1.40% | 1.68% | 2.01% |
| Fulton County | 1.73% | 2.06% | 2.43% |
| Genesee County | 2.13% | 2.41% | 2.72% |
| Greene County | 1.32% | 1.49% | 1.69% |
| Hamilton County | 0.83% | 1.00% | 1.17% |
| Herkimer County | 1.77% | 2.10% | 2.48% |
| Jefferson County | 1.32% | 1.54% | 1.77% |
| Kings County | 0.60% | 0.71% | 0.81% |
| Lewis County | 1.37% | 1.62% | 1.86% |
| Livingston County | 2.11% | 2.45% | 2.83% |
| Madison County | 1.91% | 2.26% | 2.66% |
| Monroe County | 2.34% | 2.63% | 3.00% |
| Montgomery County | 2.02% | 2.46% | 2.83% |
| Nassau County | 1.71% | 1.86% | 2.05% |
| New York County | 0.79% | 0.93% | 1.11% |
| Niagara County | 1.83% | 2.19% | 2.53% |
| Oneida County | 1.72% | 2.02% | 2.32% |
| Onondaga County | 2.15% | 2.44% | 2.79% |
| Ontario County | 1.77% | 2.05% | 2.41% |
| Orange County | 1.96% | 2.19% | 2.44% |
| Orleans County | 2.33% | 2.72% | 3.13% |
| Oswego County | 2.03% | 2.40% | 2.75% |
| Otsego County | 1.47% | 1.70% | 1.98% |
| Putnam County | 2.08% | 2.29% | 2.55% |
| Queens County | 0.74% | 0.87% | 0.96% |
| Rensselaer County | 1.81% | 2.05% | 2.32% |
| Richmond County | 0.85% | 0.92% | 1.01% |
| Rockland County | 1.84% | 2.06% | 2.27% |
| Saratoga County | 1.22% | 1.40% | 1.56% |
| Schenectady County | 2.11% | 2.36% | 2.67% |
| Schoharie County | 1.72% | 2.03% | 2.32% |
| Schuyler County | 1.71% | 1.97% | 2.29% |
| Seneca County | 1.90% | 2.19% | 2.54% |
| St. Lawrence County | 1.99% | 2.33% | 2.82% |
| Steuben County | 2.09% | 2.46% | 2.89% |
| Suffolk County | 1.73% | 1.90% | 2.07% |
| Sullivan County | 1.72% | 2.00% | 2.33% |
| Tioga County | 1.99% | 2.33% | 2.67% |
| Tompkins County | 1.91% | 2.24% | 2.51% |
| Ulster County | 1.54% | 1.77% | 1.98% |
| Warren County | 1.29% | 1.47% | 1.68% |
| Washington County | 1.76% | 2.01% | 2.29% |
| Wayne County | 2.11% | 2.50% | 2.90% |
| Westchester County | 1.65% | 1.94% | 2.20% |
| Wyoming County | 1.91% | 2.25% | 2.57% |
| Yates County | 1.58% | 1.88% | 2.34% |
New York Property Tax Bill
On a statewide median home value of $423,800, the typical New York tax bill comes to $6,582 a year, against the U.S. median of $3,119. Because bills scale with value, the middle half of New York counties fall between $3,393 and $5,411. Search all 62 counties below to compare the 25th, median, and 75th percentile bill.
| County | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Albany County | $3,809 | $5,200 | $7,133 |
| Allegany County | $1,955 | $2,968 | $4,856 |
| Bronx County | $2,422 | $5,447 | $7,712 |
| Broome County | $2,605 | $3,902 | $5,789 |
| Cattaraugus County | $1,854 | $2,991 | $5,070 |
| Cayuga County | $2,353 | $3,740 | $5,923 |
| Chautauqua County | $1,874 | $2,901 | $4,770 |
| Chemung County | $2,160 | $3,451 | $5,415 |
| Chenango County | $1,862 | $3,120 | $4,783 |
| Clinton County | $2,234 | $3,606 | $5,199 |
| Columbia County | $2,924 | $4,852 | $7,437 |
| Cortland County | $2,777 | $4,149 | $6,028 |
| Delaware County | $1,970 | $3,145 | $5,368 |
| Dutchess County | $5,546 | $7,562 | $10,197 |
| Erie County | $3,108 | $4,622 | $7,018 |
| Essex County | $1,861 | $3,119 | $5,393 |
| Franklin County | $1,433 | $2,440 | $4,132 |
| Fulton County | $2,009 | $3,364 | $5,468 |
| Genesee County | $2,849 | $4,113 | $5,881 |
| Greene County | $2,840 | $4,056 | $5,824 |
| Hamilton County | $1,506 | $2,597 | $4,160 |
| Herkimer County | $1,864 | $3,107 | $5,015 |
| Jefferson County | $1,842 | $2,899 | $4,378 |
| Kings County | $4,063 | $6,382 | $9,429 |
| Lewis County | $1,654 | $2,688 | $4,044 |
| Livingston County | $2,752 | $4,286 | $6,488 |
| Madison County | $2,534 | $4,181 | $6,702 |
| Monroe County | $4,008 | $5,616 | $8,265 |
| Montgomery County | $2,188 | $3,872 | $5,834 |
| Nassau County | $9,888 | $12,753 | $16,908 |
| New York County | $6,313 | $10,182 | $17,105 |
| Niagara County | $2,461 | $4,155 | $6,362 |
| Oneida County | $2,298 | $3,690 | $5,571 |
| Onondaga County | $3,366 | $4,880 | $7,225 |
| Ontario County | $2,990 | $4,565 | $7,324 |
| Orange County | $6,173 | $8,494 | $11,671 |
| Orleans County | $2,433 | $3,823 | $5,794 |
| Oswego County | $2,228 | $3,646 | $5,425 |
| Otsego County | $1,975 | $3,041 | $4,798 |
| Putnam County | $8,144 | $10,782 | $14,891 |
| Queens County | $3,964 | $6,297 | $8,432 |
| Rensselaer County | $3,666 | $5,301 | $7,568 |
| Richmond County | $4,859 | $6,247 | $8,040 |
| Rockland County | $8,818 | $12,326 | $16,183 |
| Saratoga County | $3,249 | $4,875 | $6,720 |
| Schenectady County | $4,009 | $5,568 | $7,966 |
| Schoharie County | $2,389 | $3,914 | $5,803 |
| Schuyler County | $2,220 | $3,390 | $5,233 |
| Seneca County | $2,229 | $3,403 | $5,293 |
| St. Lawrence County | $1,773 | $2,844 | $4,967 |
| Steuben County | $2,094 | $3,386 | $5,495 |
| Suffolk County | $8,293 | $11,006 | $14,098 |
| Sullivan County | $3,183 | $4,969 | $7,813 |
| Tioga County | $2,354 | $3,751 | $5,575 |
| Tompkins County | $4,107 | $6,515 | $9,155 |
| Ulster County | $4,136 | $6,238 | $8,648 |
| Warren County | $2,688 | $3,936 | $5,786 |
| Washington County | $2,647 | $3,946 | $5,772 |
| Wayne County | $2,573 | $4,250 | $6,580 |
| Westchester County | $8,052 | $12,867 | $18,507 |
| Wyoming County | $2,274 | $3,650 | $5,388 |
| Yates County | $2,093 | $3,477 | $6,626 |
New York Home Values
The median New York home is worth $423,800, the assessed value your tax bill is based on, against a U.S. median of $332,700. Values vary by metro and county, so the middle half of New York counties fall between $162,150 and $293,675. The table lists the 25th, median, and 75th percentile value for all 62 counties.
| County | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Albany County | $215,800 | $294,600 | $404,100 |
| Allegany County | $67,000 | $101,700 | $166,400 |
| Bronx County | $235,400 | $529,500 | $749,700 |
| Broome County | $103,400 | $154,900 | $229,800 |
| Cattaraugus County | $70,100 | $113,100 | $191,700 |
| Cayuga County | $107,600 | $171,000 | $270,800 |
| Chautauqua County | $82,600 | $127,900 | $210,300 |
| Chemung County | $88,300 | $141,100 | $221,400 |
| Chenango County | $82,300 | $137,900 | $211,400 |
| Clinton County | $111,900 | $180,600 | $260,400 |
| Columbia County | $209,200 | $347,100 | $532,000 |
| Cortland County | $108,500 | $162,100 | $235,500 |
| Delaware County | $114,700 | $183,100 | $312,500 |
| Dutchess County | $293,800 | $400,600 | $540,200 |
| Erie County | $157,200 | $233,800 | $355,000 |
| Essex County | $126,400 | $211,900 | $366,400 |
| Franklin County | $85,400 | $145,400 | $246,200 |
| Fulton County | $97,400 | $163,100 | $265,100 |
| Genesee County | $118,100 | $170,500 | $243,800 |
| Greene County | $190,200 | $271,600 | $390,000 |
| Hamilton County | $150,900 | $260,200 | $416,800 |
| Herkimer County | $88,600 | $147,700 | $238,400 |
| Jefferson County | $119,600 | $188,200 | $284,200 |
| Kings County | $576,200 | $905,000 | $1,337,100 |
| Lewis County | $102,200 | $166,100 | $249,900 |
| Livingston County | $112,100 | $174,600 | $264,300 |
| Madison County | $111,900 | $184,600 | $295,900 |
| Monroe County | $152,500 | $213,700 | $314,500 |
| Montgomery County | $89,000 | $157,500 | $237,300 |
| Nassau County | $530,900 | $684,700 | $907,800 |
| New York County | $676,100 | $1,090,500 | $1,832,000 |
| Niagara County | $112,400 | $189,800 | $290,600 |
| Oneida County | $113,700 | $182,600 | $275,700 |
| Onondaga County | $138,100 | $200,200 | $296,400 |
| Ontario County | $146,000 | $222,900 | $357,600 |
| Orange County | $281,900 | $387,900 | $533,000 |
| Orleans County | $89,600 | $140,800 | $213,400 |
| Oswego County | $92,700 | $151,700 | $225,700 |
| Otsego County | $116,300 | $179,100 | $282,600 |
| Putnam County | $356,000 | $471,300 | $650,900 |
| Queens County | $455,600 | $723,800 | $969,200 |
| Rensselaer County | $178,700 | $258,400 | $368,900 |
| Richmond County | $525,400 | $675,500 | $869,400 |
| Rockland County | $427,000 | $596,900 | $783,700 |
| Saratoga County | $232,300 | $348,600 | $480,500 |
| Schenectady County | $169,700 | $235,700 | $337,200 |
| Schoharie County | $117,500 | $192,500 | $285,400 |
| Schuyler County | $112,500 | $171,800 | $265,200 |
| Seneca County | $101,800 | $155,400 | $241,700 |
| St. Lawrence County | $76,000 | $121,900 | $212,900 |
| Steuben County | $85,300 | $137,900 | $223,800 |
| Suffolk County | $435,800 | $578,400 | $740,900 |
| Sullivan County | $159,500 | $249,000 | $391,500 |
| Tioga County | $100,900 | $160,800 | $239,000 |
| Tompkins County | $183,400 | $290,900 | $408,800 |
| Ulster County | $233,700 | $352,500 | $488,700 |
| Warren County | $182,600 | $267,400 | $393,100 |
| Washington County | $131,600 | $196,200 | $287,000 |
| Wayne County | $102,900 | $170,000 | $263,200 |
| Westchester County | $415,000 | $663,200 | $953,900 |
| Wyoming County | $101,100 | $162,300 | $239,600 |
| Yates County | $111,200 | $184,700 | $352,000 |
New York Property Tax History
Effective tax rate, median annual bill, and median home value in New York, tracked year by year. Across the published years the median annual bill rose 14.9%, the median home value rose 29.4%, and the effective tax rate fell 16.7%.
Solid years are published figures. Dashed years are Abode projections, from the statewide trend in county figures.
| Tax year | Effective rate | Rate change | Median bill | Bill change | Median home value | Value change |
|---|---|---|---|---|---|---|
| 2020 | 1.86% | - | $5,729 | - | $327,500 | - |
| 2021 | 1.83% | -1.61% | $5,995 | +4.64% | $342,700 | +4.64% |
| 2022 | 1.71% | -6.56% | $6,348 | +5.89% | $376,600 | +9.89% |
| 2023 | 1.66% | -2.92% | $6,527 | +2.82% | $402,500 | +6.88% |
| 2024 | 1.55% | -6.63% | $6,582 | +0.84% | $423,800 | +5.29% |
| 2025(predicted) | 1.49% | -3.87% | $6,819 | +3.60% | $455,900 | +7.57% |
| 2026(predicted) | 1.43% | -4.03% | $7,025 | +3.02% | $490,100 | +7.50% |
New York vs. Neighboring States
On the same $423,800 home, the annual property tax bill is $6,582 in New York. The tables below re-price that same home in each neighboring and peer state, so the comparison is like for like rather than a difference in what homes cost.
New York vs. Its Bordering States
Effective rate, median bill, and the tax on the same $423,800 home · New York and its 5 bordering states
| State | Effective rate | Their median bill | Same home there | vs. New York |
|---|---|---|---|---|
| New York | 1.55% | $6,582 | $6,582 | - |
| Connecticut | 1.81% | $6,643 | $7,673 | +$1,091/yr |
| Massachusetts | 1.07% | $5,992 | $4,518 | −$2,064/yr |
| New Jersey | 2.11% | $9,590 | $8,944 | +$2,362/yr |
| Pennsylvania | 1.30% | $3,311 | $5,514 | −$1,068/yr |
| Vermont | 1.59% | $5,039 | $6,745 | +$163/yr |
New York vs. the Other Big States
Effective rate, median bill, and the tax on the same $423,800 home · the most-populous states
| State | Effective rate | Their median bill | Same home there | vs. New York |
|---|---|---|---|---|
| New York | 1.55% | $6,582 | $6,582 | - |
| Connecticut | 1.81% | $6,643 | $7,673 | +$1,091/yr |
| Illinois | 2.01% | $5,298 | $8,528 | +$1,946/yr |
| New Jersey | 2.11% | $9,590 | $8,944 | +$2,362/yr |
New York Property Tax Exemptions
There are 5 property tax exemptions available in New York. What each saves depends on your own assessed value and local rate, so no single yearly figure is shown.
| Exemption | What you get | Saves a year | When to file |
|---|---|---|---|
| Basic STAROwner-occupants of a primary residence with household income of $500,000 or less (STAR credit) or $250,000 or less (STAR exemption). | Reduces school-district taxes only. New applicants receive the STAR credit as a check or direct deposit; long-time recipients may keep the on-bill STAR exemption. | Varies | Register once with the NY State Tax Department for the credit, or with your assessor for the exemption; it renews automatically. |
| Enhanced STAROwner-occupants where at least one owner is age 65 or older by year-end and combined household income is $110,750 or less (2026 limit). | A larger reduction of school-district taxes than Basic STAR. | Varies | Register with the NY State Tax Department; seniors enroll once in the Income Verification Program and it renews automatically. |
| Senior Citizens Exemption (RPTL 467)Owner-occupants age 65 or older who have owned the home at least 12 months, where the locality adopted the exemption and income is under the local limit (set between $3,000 and $50,000). | Reduces the assessed value by up to 50% for county, town and (where adopted) school taxes, with a sliding scale giving smaller reductions at higher incomes. | Varies | File Form RP-467 with the local assessor and renew yearly with RP-467-Rnw, generally by March 1 (taxable status date; varies by community). |
| Alternative Veterans Exemption (RPTL 458-a)Veterans who served during a period of war, their spouses, and certain surviving spouses, on a primary residence. | Reduces assessed value 15% for wartime service, an added 10% for combat-zone service, and an added amount equal to half the veteran's service-connected disability rating, each capped by the taxing jurisdiction. Applies to county/town/city taxes, and school taxes where the district opted in. | Varies | File Form RP-458-a once with the local assessor, generally by March 1, with DD-214 and any VA disability rating. |
| Persons with Disabilities and Limited Incomes (RPTL 459-c)Owner-occupants with a documented disability whose income is under the local limit (set between $3,000 and $50,000), where the locality adopted the exemption. | Reduces the assessed value by up to 50% for county, town and (where adopted) school taxes, on a sliding scale by income. | Varies | File Form RP-459-c with the local assessor and renew yearly with RP-459-c-Rnw, generally by March 1. |
New York Property Tax Cheat Sheet
Everything above in one table. The typical New York homeowner pays $6,582 a year at 1.55% of value, with every figure restated as label and value.
| Median tax bill | $6,582 a year+0.8% vs. last year |
|---|---|
| Median effective rate | 1.55%of market value · U.S. median 0.94% |
| Median home value | $423,800the assessed value your bill is calculated on |
| Middle half pays | $3,393 – $5,41125th to 75th percentile county |
| National rank | 6th highestof the 50 states and the District of Columbia |
| Across the state | 0.71% – 2.92%county median rates · 62 counties |
| Lowest / highest county | Kings County · Allegany County0.71% against 2.92% |
| Notice arrives | the springannual assessment notice, mailed by your county |
| Appeal deadline | Grievance Day, the fourth Tuesday in May in most townsRP-524 · Free to file |
| Payment due | on dates each town, city and school district setsinterest and penalties set by each municipality within statutory limits, after which unpaid taxes are returned to the county for enforcement (RPTL Article 11) |
| Homestead exemption | None statewide (STAR reduces school taxes instead) |
| State income tax | 4% to 10.9% (graduated)which is what decides how much of the load property tax carries here |
Sources: NY Department of Taxation and Finance: Property tax exemptions · NY Department of Taxation and Finance: Contest your assessment (RPTL Article 5, Form RP-524) · updated August 2026.
No two homes in New York pay the same bill.
Make sure yours is the right one. Abode checks your assessment, files your exemptions, and protests when the numbers are off.
